Mono C.U.R.E. Business Assistance Program

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PROGRAM NOW CLOSED - Thanks to all who applied!

Mono C.U.R.E. (County Unified Recovery Effort) Business Assistance Program ROUND THREE - Applications Deadline December 21, 2020 at 5pm

MONO C.U.R.E. (County Unified Recovery Effort) is a business assistance grant program designed to provide assistance to businesses in unincorporated Mono County who are experiencing financial hardship due to the COVID-19 pandemic, the statewide Stay-At-Home Executive Order and the subsequent mitigations mandated for business operations. This program is designed to provide “bridge” funding for small businesses, help retain local jobs, keep storefronts tenanted, and support the local economy in light of the ongoing public health emergency.

Financial support in the amount of $400,000 (total for Rounds 1, 2 and 3) for the MONO C.U.R.E. program comes from Mono County’s CARES Act funding allocation, as approved by the Board of Supervisors on Sept. 15, 2020.  In total, 37 businesses have received grants in Round One and Two; the remaining balance of $30,000 will be disbursed in Round Three. This program will help eligible small business owners in unincorporated Mono County impacted by COVID-19 to stay afloat during this unprecedented time.

All qualified small businesses are encouraged to apply for a one-time MONO C.U.R.E. grant. Awards will not exceed $5,000, although amounts may vary depending on number of eligible applicants. Grant funding may be utilized for most business costs, directly or indirectly impacted to the pandemic, including rent or mortgage, payroll, utilities, insurance, loan payments related to running the business and any other documented cost of business operations, with the exception of property taxes, (CARES Act regulations specifically preclude the use of this funding for property tax payments).


All businesses in unincorporated Mono County (outside the Town of Mammoth Lakes municipal boundary) may apply, including sole proprietorships with or without employees, as well as those who received Paycheck Protection Program (PPP) and Economic Injury and Disaster Loan (EIDL) assistance, and/or other financial assistance.

TIER ONE:  Priority will be given to those who did not receive Paycheck Protection Program (PPP), Economic Injury Disaster Loan (EIDL) or other assistance funding, (this is a requirement of the CARES Act).  Businesses that did not previously receive funding in Mono C.U.R.E. Rounds One or Two will also be considered in Tier One.

TIER TWO: All other eligible businesses, including those that received PPP, EIDL or other state/federal assistance funding, or that received funding in Round One or Two of the Mono C.U.R.E. program will be considered.  Exception: Business owners that do not have additional employees besides themselves and that received funding previously in Rounds One or Two will not be eligible for funding in Round Three.


  • Businesses must have a physical, commercial storefront and/or be an establishment with which the business and the general public interfaces. The business location must be in unincorporated Mono County.
  • Businesses must normally operate throughout the winter season (December, January, February, and March), but may or may not operate year-round.  In the application, income statements from Income statement for December 2019, and January, February, & March of 2020 will be required.
  • Businesses must be impacted directly by the current Regional Stay Home Order (Dec. 6, 2020) and/or due to other federal, state or local orders and restrictions. In the application, you must describe the financial hardship resulting from COVID-19.
  • Applicants and their businesses must be in good standing with Mono County with no outstanding fees, debts, tax delinquencies (property tax/Transient Occupancy Tax, etc.) or warrants.
  • Businesses must currently be open for business or intend to re-open once allowed to do so in compliance with Mono County and State of California orders and restrictions.


The following businesses are not eligible: 

Home-based businesses or businesses without a physical, commercial storefront.
Lending and investment institutions and insurance companies.
Businesses operating inside the Town of Mammoth Lakes municipal boundary.
Franchise businesses that are not independently owned and operated within unincorporated Mono County.
Businesses without a valid Mono County business license.
Businesses engaged in any illegal activity according to local, state, or federal laws or regulations.
Non-profit organizations.
Subcontractors under a primary business license, such as hair stylists or estheticians in a salon.
Business owners or businesses with any of the following:

Pending bankruptcy or insolvency proceedings
Outstanding judgments or tax liens
Conviction of fraud
Delinquency of federal tax payment or a federally regulated loan
Suspension or debarment from contracting with the federal government or receiving federal funds
Businesses that are normally closed in the winter season, (December through March).

Some business owners who are or have been involved in legal or financial issues may not qualify. These include but are not limited to:

Bankruptcy, insolvency proceedings
Outstanding judgments, tax liens, pending lawsuits
Conviction of a criminal offense committed during and in connection with a declared disaster
Delinquency of federal tax payment or a federally regulated loan
Suspension or debarment from contracting with the federal government or receiving federal funds.



How do I apply? 

MONO C.U.R.E. grant applications will be available on the Mono County website beginning Tuesdday, December 15, 2020 through Monday, December 21, 2020 at 5:00 p.m. Only complete applications with all exhibits/documents will be accepted. In addition to the application form, the following supporting documents will be required:

Internal Revenue Service (IRS) Form W-9;
Payroll Reports sufficient to document eligibility. Monthly payroll report for December 2019, and January, February, & March of 2020;
Income statement for December 2019, and January, February, & March of 2020;
2020 Mono County Business License
PLEASE NOTE: These documents are for grant eligibility purposes only and will not be shared beyond the review committee unless required by law.

What are the restrictions for MONO C.U.R.E. funds? 

The funding for this program is restricted to pandemic relief for small businesses specifically to offset business costs including rent or mortgage, payroll, utilities, insurance, loan payments related to running the business and most other documented cost of business operations (except property tax payments, per the CARES Act funding regulations).

How were the MONO C.U.R.E. grant guidelines established? 

The Mono County Economic Development Department has developed the grant guidelines based on other business assistance programs (Town of Mammoth Lakes, City of Novato, Inyo County), with review and approval by the Mono County Board of Supervisors. The Review Committee will evaluate applications and eligibility.

Who is on the Review Committee?

A Review Committee will be established to verify the applications and related documentation. The committee will include Economic Development staff as well as Town of Mammoth Lakes Community/Economic Development Staff. Two members of the Mono County Economic Development, Tourism and Film Commission members will be consulted, but individual business financials will not be shared.

How and when will MONO C.U.R.E. grants be allocated? 

The grant application period will begin Tuesday, December 15, 2020 and will close by Monday, December 21, 2020 at 5:00 p.m. After evaluation of applications and determination of eligibility, funding allocations will be finalized before Monday, December 28, 2020. 

How much will the individual grants be? 

Grants will be disbursed in amounts not to exceed $5,000 per award. First priority will go to businesses in Tier One that did not receive PPP/EIDL or other funding assistance from Mono C.U.R.E. Rounds One/Two – but all eligible businesses are strongly encouraged to apply. If the number of eligible applicants is greater than the amount of funding at $5,000 per award, the total available funding will be divided equally among applicants.

How much money will be available? 

The MONO C.U.R.E. program received total funding of $400,000 -- $30,000 is allocated for Round Three of the program. Please note that there is no guarantee or obligation on the part of Mono County that all monies must be disbursed. This program has limited funding and may be discontinued at any time or upon the expenditure of all available funds. The County’s decision on any application shall be final, and the terms of this program may be amended, or the program itself eliminated, at any time without notice.

Are program grants taxable as gifts or income?

Possibly. Grant recipients should consult with their tax advisors.

Are short term rental property owners (Airbnb, VRBO, etc.) eligible for grants?

No; short term rentals do not have a physical commercial storefront thus are not eligible. Additionally, short term rentals in residential land use designations are not eligible.   


Dec. 15, 2020: Information regarding program communicated to business community; program application portal/link open to receive applications
Dec. 21, 2020 at 5:00 p.m.:  Application deadline is at 5 p.m.; applications will be screened by staff and submitted to Review Committee for verification of eligibility.
Dec. 28, 2020: Grantees will be notified of award status; grant checks will be issued prior to Dec. 31, 2020.

Mono County is an equal opportunity provider of services and programs and will not discriminate against any applicant on the basis of race, color, national origin, religion, sex, gender identity, pregnancy, disability, age, medical condition, ancestry, marital status, citizenship, sexual orientation, or status as a Vietnam-era veteran or special disabled veteran.